GETTING OUT OF DEBT!
October 12, 2012 at 3:18 a.m. Up doing some homework and decided that I could not sleep. Thinking about how am I going to get out of debt. Open some bills today and realize that I have to work within my means to pay off the debt with what I have while waiting to regain full-time employment. For example, I have a bill that is for $67.45, well I know that I do not have $67.45. Now that I have applied for unemployment in hopes of receiving this small income. I will divide this bill into 12 payments so that I can afford to pay something rather than nothing; this way the bill will decrease rather than sit there and accrue balance, because of non-payment or any additional charges if it can be avoided. Next a bill for 298.60 divided by 60 payments is 5 dollars. So a little goes a long way. One thing I do know is that when I regain employment, I will begin paying down my student loans so that I can work towards becoming debt free. I would like to be debt free in about 12 years. A long way